If you are one of those people who just hastily pays his/her credit cards bills at the end of the month, and never really bothers to pay attention to exactly what itemized charges appear, you might be a victim of a credit card scam.

Let's say that you buy a DVD from an Internet site at a bargain price of $14.99. But then let's say that the same company continues to bill you that amount month after month after month. One year and $170 dollars later, the small scam has become a large scam.

Sometimes you DO see the charge, but because it is a small amount you may assume it was charged by your spouse. Or that it was something that you just forgot to make a note of at the time you made the purchase. It's easy to overlook the small amounts and it's hardly worth following up on. Or is it?

Many companies intent on defrauding you will bury something in the fine print of an initial purchase. It allows them to charge you, month after month, for the next ten thousand years. Or until you discover it and put a stop to the nonsense.

Good luck on getting your money back. The fact that you authorized the charge, no matter how small the print may have been or how deeply it was buried, will usually be enough to keep you from getting back all those months you overlooked.

The answer? PAY ATTENTION. File a complaint!

Fight Fraud America! (The small amounts add up to big amounts.)